Friday, May 8, 2020

WHAT KIND OF INCOME AFFECTS MY SOCIAL SECURITY DISABILITY BENEFIT?

Income from inheritance, pensions, retirement funds or court settlements will generally not affect Social Security disability (SSDI) benefits because SSDI is not a needs based or income based program.

In short, your eligibility for SSDI is not restricted by your income, as long as it is not earned income produced by your work (wages, salary, tips, commissions, self-employment income, etc.).

The only type of income to worry about if you are receiving SSDI (also called Title 2) is income from working.--whether working for yourself or someone else.  It's really not the income that is a problem, it's the work.  By working, you simply prove that you are not disabled according to Social Security's rules.

One word of clarification:  Social Security also operates a program known as SSI or Supplemental Security income, which is needs based and income restricted.  Almost any type of income can affect eligibility for SSI. So, be certain what type of benefit you are receiving before relying on any information on this site.  SSI requirements are very different from SSDI requirements.

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