IS YOUR MEDICAL CONDITION DISABLING? WILL IT PAY?

Social Security Disability Insurance (SSDI) is designed as a financial safety net for persons who find themselves unable to work.

But is your condition disabling, in the legal sense of the word?  Does it qualify?

Here are the basic requirements: 

• You have not yet reached your full retirement age.
• You have accrued enough Social Security work credits to pass two work tests: Have you worked enough?  Have you worked recently enough?
• You can’t work and earn more than the allowed amount of wages ($1,260 per month in 2020).
• Your medical condition or disability must be so severe that it prevents you from working full time, and 
• it is either expected to last at least 12 straight months or end in death.

 There's a lot involved in an SSDI application.  First, there will be tons of paperwork and forms.  You may have to take a medical examination.  The initial decision will take months in most cases.

And you are more likely than not to be denied because "you are not disabled according to the rules."  This will require an appeal process which can take additional months.

We highly recommend that you speak to an experienced attorney or disability advocate about your claim.  Avoid some of the common mistakes and get help that may save you time and money.

You will never be charged a legal fee unless (1) You win your claim and get paid, (2) You collect back pay from Social Security.

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