Sunday, February 23, 2020

MOST COMMON DISABILITIES

The top 5 impairments for which SSDI benefits are awarded are:
  1. Musculoskeletal system and connective tissue disorders: 30.5 percent of SSDI beneficiaries. Includes osteoarthritis, fibromyalgia, spinal cord injury, carpal tunnel, degenerative disc disease, amputations and more.
  2. Mood disorders: (14.9 percent): Includes bipolar disorder, depression and more.
  3. Nervous system and sense organs (9:3 percent). Includes stroke, Meniere’s disease and more.
  4. Circulatory system (8.3 percent): Includes coronary artery disease, peripheral vascular disease and more.
  5. Schizophrenia and other psychotic disorders(4.8 percent):.

Does a diagnosis for one of the above disorders automatically qualify for disability benefits?

No.  Social Security will look at severity, duration and functional restrictions of each disease or injury.

Severity:  The impairment must be severe.

Duration: Social Security must believe that the impairment has lasted or will last at least 12 straight months or result in death.

Physical Functional Restrictions:  The impairment must be shown to significantly reduce the ability to perform basic work functions (such as sitting, standing, walking, lifting/carrying, pushing/pulling, reaching, etc.).

Psychological Functional Restrictions must reduce functions such as the ability to understand, remember and carrying out instructions; appropriately relate to others, complete work in a timely manner, etc.

Claims are evaluated using medical evidence from the claimant's doctors and other providers. 

About 75 percent of applicants are initially denied and will require one or two appeals to be approved.  Most claims are approved in the appeals process, not in the initial application process.

Have you been denied with the past 60 days?  File an immediate appeal.


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